The TVARS Board approved a July through August 2018 window during which Cash Balance employees who had less than 10 years of service as of 10/1/16 may elect to transfer their Cash Balance accounts to the 401(k). Cash Balance employees who had 10 or more years of service as of 10/1/16 may elect to receive 401(k) only benefits going forward. If they elect to receive 401(k) only benefits going forward, they may also elect to transfer their Cash Balance account to the 401(k). Please be careful and understand all that you are giving up if you make any of these elections. They are completely voluntary. No changes will be made if you do nothing. Look for a letter from Fidelity soon to explain this in more detail. Please study it carefully. Two different letters will be sent. One to those who had less than 10 years, and another to those who had 10 or more years. If you choose to make any changes, they will become effective October 1, 2018. I have put together below a list of frequen